Payments & membership
Honest pricing for real, lasting help
No surprises and no fine print. Choose a single service when you need it, or join the membership for ongoing guidance all year. Not sure what fits? The first conversation is always free.
One-time services
Pay for exactly what you need
Credit Score Repair
A guided, line-by-line review of your credit report and a clear roadmap to rebuild your score.
- Full credit report review
- Help disputing errors
- Step-by-step improvement plan
- Habits to protect your score
Credit Counseling
A confidential one-on-one session to make sense of your debt and build a plan you can follow.
- Private phone or video session
- A clear picture of where you stand
- Honest options, no jargon
- A personalized next-step plan
Budget Worksheets
Clean, printable worksheets that put your whole money picture on one page—free to download and reuse.
- Income & expense worksheet
- Debt payoff tracker
- Savings & emergency planner
- Yours to reuse every month
Prices shown are introductory starting rates and may be tailored to your situation. You’ll always know the cost before anything begins.
The Beacon Membership
Ongoing credit advice for people who want a steady guide, not a one-time fix. Cancel anytime—no long-term commitment.
What members get
- Monthly credit & money tips tailored to your goals
- Priority access when you need to talk something through
- Ongoing guidance as your situation changes
- Member check-ins to keep your progress on track
- First look at new worksheets and resources
How payment works
These prices are a starting point. When you reach out, we’ll confirm what you need, answer every question, and arrange a secure, personal payment method—so you’re never charged for something before you’re ready. No hidden fees, ever.
Your first step toward calmer finances is free.
Tell us a little about your situation, or book a time to talk. It’s confidential, and there’s no pressure—ever.